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Micro-credit scheme helps Colombian refugees rebuild lives in Venezuela

News Stories, 3 January 2007

Colombian refugees in the border areas of Venezuela trying to earn their own living are benefiting from UN refugee agency small loans designed to kick-start their businesses.

GUASDUALITO, Venezuela, 3 January (UNHCR) When Andres fled to Venezuela last year from Colombia, one of the first things he did was to call the local police to ask if he was entitled to look for work. The response was encouraging. He was told many Colombians like him lived and worked in the area. The police also gave him the phone number of UNHCR's office in Guasdualito.

In his native Arauca, Andres led an association of local farmers, or campesinos as they are known in Colombia. Forced to flee after years of intimidation escalated into death threats, Andres decided to switch jobs completely when he arrived in Apure State, western Venezuela. With a knack for mechanics and a reputation for being able to fix any old trucks or tractors, he opened a small car-repair workshop.

"For a campesino to lose his identity as a farmer is a terrible thing," Andres said. "But when I arrived here I did not want to do anything that reminded me of our life back home. That's what this war did to us. It took away not just our land but also our sense of who we are."

But, Andres is determined to forge ahead. Under a programme financed by UNHCR, he is applying for a micro-credit to kick-start his business. The sum involved is a small one less than US$200 but it will allow him to buy some tools and even print leaflets to advertise his workshop. He intends to repay the money very quickly in order to apply for a larger loan.

"Micro-credits are not only about income generation," says José Sieber, UNHCR's office head in Guasdualito. "They also serve to rebuild the self-confidence of people who have lost everything. The vast majority of people who get a loan repay it, not just on time but even before schedule. The money goes back into the programme with the idea that little by little we will have more money to loan out."

The micro-credit programme in Venezuela started in late 2005 in all three border states where UNHCR has a field presence Apure to the south, Táchira and Zulia. The programme is administered by FINAMPYME, a Venezuelan cooperative specialising in small businesses and micro-credit. There are similar programmes in neighbouring Colombia, as well as in Ecuador and Panama. In each country, priority is given to the border regions, which are often economically deprived and receive the highest number of refugees and displaced people.

The purpose of the loans varies from buying a sewing machine, to setting up a small shop or buying seeds and tools for a farm. All proposals are considered as long as they are sustainable and applicants demonstrate personal commitment and the necessary skills. Last year, some 300 people benefited from the programme in Venezuela, a modest beginning on which UNHCR hopes to build further in the coming years. More than half of the loans go to women.

Andres' workshop is already doing good business. Even the local military bring their trucks to get fixed. He has so much work that he is now looking for an assistant. He feels he ought to give the job to a newly arrived fellow Colombian. News from Andres' home region of Arauca has been bad lately fighting between two irregular armed groups and many young men fearing forcible recruitment area crossing the border into Venezuela.

Andres has other ambitions besides his car repair workshop. His love for the land did not lay dormant for long and he now dreams of setting up a farming cooperative for Colombian refugees in the area.

"We could grow food to help the families who arrive here with absolutely nothing," he said. "One thing I have learnt from this experience is that without each other we are nothing, so we have to help each other out."

Andres knows that micro-credit loans are too small to buy the land he needs to make his dream come true. Instead, he wants to negotiate with the local authorities for the use of vacant public land an initiative that has the full support of UNHCR.

By Marie-Hélène Verney in Guasdualito, Venezuela




UNHCR country pages

2014 UNHCR Nansen Refugee Award

UN High Commissioner for Refugees António Guterres presented the Colombian women's rights group, Butterflies with New Wings Building a Future, with the prestigious Nansen Refugee Award in Geneva, Switzerland, on Monday night.

The volunteer members of Butterflies risk their lives each day to help survivors of forced displacement and sexual abuse in the Pacific Coast city of Buenaventura. This city has some of the highest rates of violence and displacement due to escalating rivalries between illegal armed groups.

Drawing on only the most modest of resources, volunteers cautiously move through the most dangerous neighbourhoods to help women access medical care and report crimes. This work, deep inside the communities, helps them reach the most vulnerable women, but also brings with it danger and threats from the illegal armed groups.

The Award ceremony, in its 60th year, was held in Geneva's Bâtiment des Forces Motrices, and featured musical performances by UNHCR supporters, Swedish-Lebanese singer-songwriter Maher Zain and Malian singer-songwriter Rokia Traoré. The Mexican acoustic guitar duo Rodrigo y Gabriela also performed at the ceremony.

2014 UNHCR Nansen Refugee Award

Nansen Refugee Award: Butterflies with New Wings

In a violence-ridden corner of Colombia, a group of courageous women are putting their lives at risk helping survivors of displacement and sexual violence. In a country where 5.7 million people have been uprooted by conflict, they live in one of the most dangerous cities - Buenaventura. Colombia's main port has one of the highest rates of violence and displacement, due to escalating rivalries between armed groups. To show their power or to exact revenge, the groups often violate and abuse the most vulnerable - women and children.

But in Buenaventura, the women who make up "Butterflies" are standing up and helping the survivors. They provide one-on-one support for victims of abuse and reach into different communities to educate and empower women and put pressure on the authorities to uphold women's rights.

Many of Butterflies' members have been forcibly displaced during the past 50 years of conflict, or have lost relatives and friends. Many are also survivors of domestic and sexual violence. It is this shared experience that pushes them to continue their work in spite of the risks.

On foot or by bus, Gloria Amparello , Maritza Asprilla Cruz and Mery Medina - three of the Butterflies coordinators - visit the most dangerous neighbourhoods and help women access medical and psychological care or help them report crimes. Through workshops, they teach women about their rights and how to earn a living. So far, Butterflies volunteers have helped more than 1,000 women and their families.

Butterflies has become a driving force in raising awareness about the high levels of violence against women. Despite attracting the attention of armed groups, they organize protests against abuse of women in the streets of their dilapidated city, determined to knock down walls of fear and silence.

Nansen Refugee Award: Butterflies with New Wings

Struggling with the threat of extinction

Among Colombia's many indigenous groups threatened with extinction, few are in a riskier situation than the Tule. There are only about 1,200 of them left in three locations in the neighbouring departments of Choco and Antiquoia in north-western Colombia.

One group of 500 live in Choco's Unguia municipality, a strategically important area on the border with Panama that is rich in timber, minerals and other natural resources. Unfortunately, these riches have attracted the attention of criminal and illegal armed groups over the past decade.

Many tribe members have sought shelter in Panama or elsewhere in Choco. But a determined core decided to stay, fearing that the tribe would never survive if they left their ancestral lands and gave up their traditional way of life.

UNHCR has long understood and sympathized with such concerns, and the refugee agency has helped draw up a strategy to prevent displacement, or at least ensure that the Tule never have to leave their territory permanently.

Struggling with the threat of extinction

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